Legal information

Performins Group Benefits Canada shall not be held responsible for any injury, loss, expense or damage of any kind whatsoever suffered or incurred by any person who accesses or uses this website ('the User') as a result of the User accessing this website, utilizing any service offered on this website or relying on any information contained on this website for any reason whatsoever including but not limited to any injury, loss or damage suffered as a result of:

1. Errors or discrepancies in the information provided
2. Any unauthorized access of this website by third parties
3. Any failure or unavailability of any of Performins Group Benefits Canada's or any third parties' facilities or systems resulting in the inability to access this website or process any transaction referred to or offered on this website
4. any alteration, modification, upgrade or update of this website or any technology, hardware or software modification that may form part of this website.

The User hereby indemnifies Performins Group Benefits Canada against any demand, claim or action against Performins Group Benefits Canada relating to or in connection with the User's use or accessing of this website whether directly or indirectly for any reason whatsoever.

Performins Group Benefits Canada reserves the right in its/his/her absolute discretion to alter, modify, upgrade, update, suspend or withdraw this website or any part hereof at any time.

Unless expressly stated to the contrary Performins Group Benefits Canada owns the intellectual property rights in and to this website and the unauthorized use hereof is expressly prohibited.

Copyright

All content of this Internet site is owned or controlled by Performins Group Benefits Canada and is protected by copyright laws. You may download content only for your personal use for non-commercial purposes but no modification or further reproduction of the content is permitted. The content may otherwise not be copied or used in any way.

Privacy

Note: Please read our privacy statement for a comprehensive discussion of privacy issues relating to your use of this website.

Your privacy is very important to Performins Group Benefits Canada and therefore any information that you provide to us is stored on a secure server.

The site makes use of cookies to minimize the possibility of unauthorized access to and disclosure of your personal information.

Performins Group Benefits Canada may use your information to contact you about promotions and special offers. You are entitled, at any stage, to opt out of this service.

Performins Group Benefits Canada may disclose personal information in response to a specific request by a law enforcement agency, subpoena, court order, or as required by law.

Insurance

Where the provision of a product of insurance might be recommended, desired, or otherwise mandated by regulation, such insurance will be provided by a duly licensed life insurance brokerage in the province of Ontario, and its similarly licensed agents and/or brokers, and/or any agency/brokerage that it might contract in provinces other than Ontario.

Performins Group Benefits Canada expressly does not provide services in the Province of Quebec.